With the economy emerging from recession, the November elections behind us, and hope rising from the COVID-19 vaccine rollout, many investors look forward to 2021. While the S&P 500 hit record highs in 2020, interest rates are near record lows

Your clarity, good money habits and focus enable you to consistently make financial choices based on your core life values. Take a few moments and contemplate these questions: What is important to me? How can I use the money I have for